Life insurance policies offered by Fabric by Gerber Life are aimed at people with families. Its app also allows you to create a will, manage college savings, and set up a rainy day savings fund, too. It’s, therefore, a great one-stop solution for taking care of your family. Applying for life insurance with Fabric by Gerber Life is quick and easy, and you’ll have all your policy details available on the app. Plus, your insurance comes with a 30-day money-back guarantee and can be canceled at any time. For busy people who are looking for a way to protect their loved ones, Fabric by Gerber Life is a great choice.
Fabric by Gerber Life is designed for busy families. Its life insurance is quick and easy to apply for and manage via the company’s app. Plus, you can get more peace of mind by creating free wills for both yourself and a partner and a college fund for your kids. You will need to apply for insurance separately from your partner, but you can invite them to use Fabric by Gerber Life too, and you can share details of your policy with them as a named beneficiary.
Fabric by Gerber Life is available in all states apart from New York and Montana. To qualify for life insurance coverage, you will usually need to have at least acceptable health and family health history, and have a better than moderate-risk lifestyle. In some cases, you may be able to access insurance as someone with a higher-risk lifestyle or existing health conditions.
Fabric by Gerber Life’s life insurance, will, and savings services have a range of appealing features that make the service perfect for its target audience.
Fabric by Gerber Life’s life insurance is offered on a term basis, rather than whole life. This means you’re covered for a specific length of time, and with Fabric by Gerber Life you can choose how long that is (from 10-30 years). Fabric by Gerber Life will pay out if you die during the term of the policy, with death by accident or illness covered. Suicide is excluded.
You can also purchase accidental death insurance from Fabric by Gerber Life. This is cheaper than life insurance, but only covers death from unexpected events and not illness. Premium prices will vary depending on the amount of coverage you require (between $100,000 and $500,0000).
Applying for life insurance with Fabric by Gerber Life is easy and takes less than 10 minutes. First, take a quick self-assessment to work out if life insurance is the right purchase for you. You can also obtain a quick, free quote from the website, which you can easily customize with sliders to see the financial impact of increasing your desired term and coverage. If you decide to proceed, you can apply online or on the Fabric by Gerber Life app.
How it works:
In most cases, the application can be completed in a matter of minutes and you’ll get a quick decision. Coverage starts as soon as you make your first payment.
Fabric by Gerber Life offers a 30-day money-back guarantee, so if you’re not happy with your purchase in the first month, you’ll get a refund. You can also cancel your coverage at any time. There’s no fee, but you will need to fill in a form to request a cancellation. Nevertheless, this is a useful backup in case it turns out that Fabric by Gerber Life’s coverage doesn’t suit you.
Fabric by Gerber Life has a very good reputation. It’s accredited by the Better Business Bureau (BBB) with an A+ rating (the highest possible) and no complaints registered. On Trustpilot, 85% of 1,835 reviews rate the company as “excellent,” with users noting how quick and easy Fabric by Gerber Life’s processes are.
Support starts on the Fabric by Gerber Life website, where you can use the company’s FAQ and blog to learn more about Fabric by Gerber Life’s service and life insurance in general. You can also contact support by email, phone, or chat. Live support is available Monday to Friday, 9AM-6PM EST.
If a claim needs to be made on Fabric by Gerber Life life insurance, the beneficiary or someone else close to the policyholder will need to send a support message to Fabric by Gerber Life within 20 days of the person’s death. Fabric by Gerber Life will walk them through making the claim.
First, they will need to complete an “initial death claim notification,” a short questionnaire. After this point there will be more forms to fill in, which will be provided by email. If there is nothing to investigate, and the death took place outside the 2-year period of contestability (the time during which claims and original applications can be investigated for inconsistencies), payments can be processed within 3 days.
Fabric by Gerber Life is a great one-stop solution for people who want to provide for their loved ones if the worst should happen. It’s quick and easy to apply for term life insurance or accidental death coverage on the Fabric by Gerber Life app, which will keep your policy details handy, too. Your policy is customizable according to the length of term and amount of coverage you prefer, and premiums will change based on these details as well. Plus, to increase protection for your family, you can also create a will or save into a college fund. With an excellent user reputation and a 30-day money-back guarantee, taking Fabric by Gerber Life for a test drive is virtually risk-free, and the company delivers great value for those with families.
20 Jay St., Ste. 438
Brooklyn, NY 11201
Accidental Death Insurance policies (Form VL-ADH1 with state variations where applicable) and Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT (all states except NY), and by The Penn Insurance and Annuity Company of New York (NY only). Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.
Term Life Insurance policies (Form ICC16-VLT, ICC19-VLT2, and CMP 0501 with state variations where applicable) are issued by Vantis Life Insurance Company (Vantis Life), Windsor, CT. Coverage may not be available in all states. Issuance of coverage for Term Life Insurance is subject to underwriting review and approval. Please see a copy of the policy for the full terms, conditions and exclusions. Policy obligations are the sole responsibility of Vantis Life.
Fabric by Gerber Life Insurance Agency, LLC (FIA) is an insurance agency licensed to sell life and accident insurance products. FIA will receive compensation from Vantis Life for such sales. The NAIC Company Code for Vantis Life is 68632.